Sarasota Wealth Advisory acknowledges the fact that without some form of downside protection, it is highly improbable that an investor will remain emotionally disciplined. For this reason our investment accounts are with Retirement Wealth Advisors, a Registered Investment Advisor firm that uses proprietary portfolios called FormulaFolios. Each of the portfolios is enabled with a built-in safeguard to protect against market downturns. This is known as AssetLock™. One of the most valuable features of AssetLock™ is its ability to calculate your value every day in the market and to capture your High Water Mark Value (the highest value your account has ever reached). As your account value moves up, your AssetLock™ Value (the protected minimum account value) moves up with it. This AssetLock™ Value is the minimum value in the portfolio an investor can expect at any given time. This unique feature makes it possible to help protect profits. Each day AssetLock™ tracks your portfolio relative to your all-time high watermark value. Based on your unique risk profile, you’ll also be tracking your AssetLock™ Value. This value becomes the ‘exit button” for your portfolio, allowing you to invest with confidence and always know the limit your portfolio might decline before being fully removed from the markets. Since the AssetLock™ Value is updated each time your portfolio reaches a new all-time high, you’re also creating a new and higher AssetLock™ Value. By fostering the discipline needed to remain in the market, except at only the most dangerous moments, a client could capture market bull runs without suffering seemingly insurmountable financial setbacks, such as those seen in 2008.
Investment Advisory Services offered through Retirement Wealth Advisors, (RWA) a Registered Investment Advisor. (Adviser’s firm name) and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that (Adviser’s firm name) and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors.